Update rate April Bunga Mortgage CIMB NIAGA 2020

FIX and FlOAT:

*Rate KPR ,KPA,KPT Secondary*
a. 7,50% fixed 3 thn, floating SBI +6,5%
b. 8,25% fixed 5 thn, floating SBI +6,5%

*Rate primary/take over*
a. 6,50% fixed 3 thn, floating SBI +6,5%
b. 7,88% fixed 5 thn, floating SBI +6,5%

*Rate Multiguna*
a. 8.50% fixed 3 thn, floating SBI +6,5%
b. 9.50% fixed 5 thn, floating SBI +6,5%

**Note : Multiguna/Top Up maksimal
Tenor Max 10 Tahun

SMART RATE :

*Primary/Secondary Take Over
3,75 % + SBI/SBIRS

*Multiguna, Top Up, Renovasi
4,75+ SBI/ SBIRS

** Noted : -Tenor <8 tahun
- Free Penalty >3 tahun

FIX SINGLE RATE (SYARIAH MURABAHAH) :

- Primary, Secondary, Take Over
Tenor dibawah <8 thn : 9,75%
Tenor 8 - 10 thn : 10,25%
Tenor 11 - 15 thn : 12%

*Note : Refinancing/Top Up/Renovasi
maks. Tenor 10 thn


LTV ( LOAN TO VALUE) AFTER COVID 19 :
- PRIMARY : 1. PLATINUM : 90%
2. GOLD. : 80%
3. SILVER. : 70%

- SECOND : 1. PENJUALAN : 80%
2. TAKE OVER : 75%

- Multiguna : Refinancing : 50%